Home / Bad Credit / Buy Here Pay Here – Alabama (AL)


When trying to find a car, a low credit score can limit your options, but you’ve still got plenty. Buy here pay here dealerships have become a popular choice, as they lend to borrowers directly. There are downsides to BHPH financing, however, chief of which is the higher rate of interest you’ll end up paying–generally higher than your credit really warrants.

Thankfully, in-house financing isn’t the only way to go. Believe it or not, many traditional dealerships enable you to get behind the wheel of the car you want, even with unfavorable credit ratings. These dealerships want to give you a second shot at a loan, without taking advantage of you. Most of the cars and trucks below can be financed, even with a bad credit score, so find one or two that suit your needs and contact the dealers about their solutions for people with bad credit.

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