Home / Bad Credit / Buy Here Pay Here – Alabama (AL) / Buy Here Pay Here – Birmingham (AL)


If you need to buy a car with bad credit in Birmingham, buy here pay here lots are one option. These types of dealers have many other names, including tote the note, your job is your credit, and we finance dealerships. Buy here pay here dealers, however, aren’t without their drawbacks. In particular, the rates of interest are ridiculous, and so are the down payments.

To get around these negatives, you might want to consider finding a dealer in Birmingham that provides loans for people with below-average credit, but does so in the customary way: by getting you financed through an off-site lender that offers cheaper rates, down payments, and the chance to restore your credit. By paying off your loan as scheduled, you will do a lot for elevating your FICO score. These bad credit dealers generally sell higher quality, lower-mileage cars and trucks, which is also a major plus.

Here we’ve listed vehicles available from a wide range of Birmingham dealers, many of whom can arrange auto loans for their clients, even if they’ve got poor credit. Ask them for more details, through the form provided.

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