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For anybody struggling with below-average credit, buy here pay here dealerships may look like the way to go. Such sellers function as not only the dealer, but the creditor too, financing shoppers themselves. If you hope to rebuild your credit, however, a BHPH dealer isn’t for you. These dealerships don’t report payments to the credit reporting agencies, and therefore your repayment won’t result in an increased FICO score.

Phoenix Dealerships For People With Bad Credit

The good news is, you have other options. Surprisingly, many traditional dealers can help you finance the car you want, despite having poor credit. Remember, a reduced rate of interest will often save you thousands by the time your car is paid off. For people with less-than-perfect credit, this is the best path to take. Most of the cars and trucks below can be financed, even with less-than-perfect credit. You’ll want to find two or three you’re keen on and ask the dealers about their programs for people with bad credit.

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