When buying a car, bad credit does limit your options, but you still have more than enough. Buy here pay here dealers–popular among Fresno’s credit-challenged consumers–don’t even do credit checks, and they have on-the-lot approvals, and nearly anyone can get financed. BHPH dealerships, however, are known for charging outrageous rates of interest, and all of the cars are high-mileage units aren’t in the best shape.
Fresno Dealerships That Take Bad Credit
If you need a more reasonable rate of interest, and also the ability to restore your credit, seek out a non-BHPH dealer in Fresno that can cater to people with problematic credit–there are an array of them! These dealerships do check your credit, but if you’ve got less-than-perfect credit already, the impact is typically minimal. Quite often, once you have 12-24 months of making payments as agreed, you can get refinanced at a better rate of interest.
Scan the inventory below for cars and trucks that interest you, then email the dealers about your financing options, being sure you mention your credit issues.