Home / Bad Credit / Buy Here Pay Here – California (CA) / Buy Here Pay Here – Sacramento (CA)


Buy here pay here car lots attract many consumers in Sacramento, primarily those who have been turned down by the bank or credit union. Though such dealerships don’t look at your credit, they do check your income. The cars on the lot you’ll be able to finance will be determined by your income and down payment. BHPH dealers, however, are known for charging excessively high rates of interest, and typically sell older, higher-mileage types with a multitude of previous owners.

You might be better off purchasing your car from a car lot in Sacramento that sets up car loans for poor credit, but is able to offer you more affordable rates and superior terms. Odds are you can get approved through this kind of dealership, even if your credit is pretty bad. Don’t you think you’ll feel safer buying a car from a dealer that’s popular among all residents of Sacramento, not just those with low credit scores? The majority of the cars and trucks below can be financed, even with a bad credit score, so find one or two that suit your needs and contact the dealerships about credit approvals.

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