Home / Bad Credit / Buy Here Pay Here – California (CA) / Buy Here Pay Here – San Jose (CA)


For anyone dealing with credit issues, buy here pay here dealerships might appear to be the answer. These types of dealerships serve as not only the dealer, but the creditor too, approving clients right on the lot. The thing is, these dealers charge inflated interest rates, and the cars and trucks they’ll offer you tend to be pretty expensive given their condition.

As an alternative, you may want to find a bad credit car dealership in San Jose that offers better rates and lending terms, and can help you improve your credit score through a paid-as-agreed loan. Dealerships like these will check your credit, but if your credit is already substandard, the effect is typically minimal. Typically, you need a monthly income of $1500, and 10% down payment to get financed.

Below you’ll find vehicles for sale from various San Jose dealers who can possibly set up a loan for you, regardless of your credit problems. Ask them for more information.

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