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Buy here pay here dealerships attract many residents of Saint Paul, especially those who have been turned down at other dealers. These types of dealers go by a variety of names, including tote the note, your job is your credit, and we finance dealerships. Buy here pay here dealerships, however, are certainly not devoid of downsides. In particular, the finance rates are nothing short of astronomical, and the vehicles are often in need of repair.

Saint Paul Bad Credit Car Dealerships

For this reason, you may want to eschew BHPH dealers and go with a bad credit dealership in Saint Paul that provides better interest rates and lending terms, and enables you to boost your credit score through financing. And also, since you’ll be getting a loan through an actual bank or finance company, you’ll be less likely to fall prey to predatory tactics. A BHPH car dealer shouldn’t be but a final resort, which you go to only if you’ve got no other option. Below we’ve supplied a wide array of vehicles currently available in Saint Paul. Find a car or two you like, then ask the dealer if you’re able to finance it, giving them your FICO score if you know it.

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