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It’s not that hard to finance a car if you’ve got below-average credit, as long as you know a good place to look. Quite a lot of people wind up at buy here pay here dealerships, which don’t require credit checks. But keep in mind, these dealers make you pay elevated APRs, and the cars and trucks on the lot are typically veterans of two or three previous owners.

Brooklyn Car dealers For People With Bad Credit

In order to avoid such disadvantages, seek out dealer in Brooklyn that serves bad credit buyers in the old-fashioned way: by getting you approved through a legitimate lending company that offers lower rates, down payments, and the chance to repair your credit. Federal and state regulators keep a tight rein on banks and other traditional lenders, which means you’ll have less probability of being cheated. In many cases, once you have 12-24 months of paying off your loan as agreed, you can get refinanced at an even better rate of interest.

The following is a selection of vehicles available today in Brooklyn, most of which can be financed even if you’ve got less-than-perfect credit.

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