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In all actuality, it isn’t that hard to finance a car in Raleigh with bad credit–if you’re smart about it. A buy here pay here car lot will typically welcome your business, even if you have been struggling with bankruptcy, repossession, or foreclosure. You may be stunned by the finance rates you’ll be asked to pay–high as they are–and the down payments aren’t cheap either.

Bad Credit Dealerships – Raleigh

You’ll be better off purchasing your car from a dealership in Raleigh that will accept bad credit, but accomplishes this through the normal channels. You’re going to be considerably better off buying a car from a dealer like this, and you’ll save a bundle as well. A BHPH dealership shouldn’t be but a last resort, which you rely on only when you have no other choice. If your credit is above 600, you may be better off going through a service like Raleigh Auto Finance, which can help you arrange your financing before you step foot on the dealer lot.

Below we’ve listed a large selection of cars and trucks for sale in Raleigh. Find a model or two that suits you, then ask the dealer if you’re able to finance it, giving them your FICO score if you know it.

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