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Ordinarily, auto dealers pull your credit to decide whether you qualify for financing. Cincinnati’s buy here pay here dealerships don’t. These car dealers evaluate each consumer’s income, instead of their credit–the basis for the phrase your job is your credit. On the other hand, you’ll pay a small fortune for your vehicle as time passes, what with the ridiculous loan rates, deposits, and pricing.

If you’d like to avoid such downsides, look for dealership in Cincinnati that caters to people with bad credit, but does so in the conventional way: lining up your financing through a legitimate bank or finance company that offers lower rates, down payments, and the power to improve your credit. Payment history is a vital element in any credit scoring formula, so by making your payments when they’re due and in full, you will end up boosting your credit score. On top of that, it’s possible you can get refinanced at a better rate once you have improved your FICO score.

There’s no doubt you’ll find a car or truck you like in the inventory below. When you do, email the dealer to find out if you’re qualified for financing, provided your income and credit issues.

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