Home / Bad Credit / Buy Here Pay Here – Ohio (OH) / Buy Here Pay Here – Toledo (OH)


You may have credit problems, but that doesn’t mean it’s impossible to buy a car. A buy here pay here (BHPH) dealer sells cars and provides financing in-house, allowing them to finance just about anyone. On the other hand, these kinds of dealerships demand extremely high interest rates, which could cost you a fortune as time goes on–and they only offer high-mileage cars and trucks that are typically steeply-priced.

The good news is that not every bad credit car lot in Toledo offers BHPH financing. A good number of traditional dealerships can get people with bad credit financed at cheaper rates and better terms, and assist them in re-establishing their credit as well. The firms through which such dealerships find you financing are much more tightly governed by federal and state regulators than BHPH dealers, which means there’s less probability of being scammed. To boost your odds of getting approved, be straight with your dealer about your financial situation, and have a 10% down payment.

Bad Credit Cars in Toledo

Below is a selection of vehicles currently available in Toledo, most of which you can finance even if you have imperfect credit.

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