Home / Bad Credit / Buy Here Pay Here – South Dakota (SD)


As you’ve probably noticed, buy here pay here car lots have been sprouting up all across South Dakota. While a lot of dealers finance consumers through off-site banks and lenders, buy here pay here dealerships do the lending themselves–enabling them to work with nearly any buyer. However, these kinds of dealerships demand elevated interest rates–costing you perhaps thousands in the end–and they expect you to supply a large down payment.

For a better experience, hunt down a bad credit dealership in South Dakota that provides better rates, and enables you to boost your credit score through financing. Dealers like these do check your credit, but if your credit is already pretty weak, the effect isn’t so much a concern. You can finance most of the vehicles here, despite below-average credit. When you find one that suits you, let the dealership know your situation via the provided form, and they can give you more details.

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