Home / Bad Credit / Buy Here Pay Here – Texas (TX) / Buy Here Pay Here – San Antonio (TX)


If you’re dealing with unfavorable credit ratings, a buy here pay here dealer might appear to be the perfect solution. These car dealers have many other names, including your job is your credit or tote the note dealers. If you’re planning to re-establish your credit, however, this type of financing isn’t the right choice. These dealerships don’t interact with the credit reporting agencies, and this means your repayment of this loan won’t lead to a better credit score.

The good news is, this isn’t the only option. Believe it or not, many non-BHPH dealerships can help you get in the driver’s seat of the car you want, even with poor credit. The loan companies through which such dealers find you financing are a lot more tightly governed by state and federal agencies than BHPH dealers, meaning less chance of being conned. Make sure you have a 10% down payment, coupled with an income of $1500 each month. If you’ve got these two things, you have a good shot at getting approved, even if your credit is pretty bad.

Here are vehicles currently available from a wide selection of San Antonio dealers who can possibly get you approved, despite your bad credit. Ask them for more details, through the provided form.

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