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A bad credit score shouldn’t prevent you from getting a car. Buy here pay here dealerships–a popular choice among Richmond’s credit-challenged consumers–don’t even perform credit checks. Consumers make payments at the dealership, and even people with issues like bankruptcy are welcome. Sadly, these kinds of dealerships impose nearly extortionate finance rates, which could cost you a fortune as time goes on–and they only offer high-mileage cars and trucks that are often too expensive.

Bad Credit Car Dealers in Richmond

If you need a more affordable rate of interest, as well as a chance to re-establish your credit, choose to work with a car dealer in Richmond that isn’t BHPH, but still finances poor credit. And also, since your loan will be from a genuine bank or loan company, you’ll be less at risk of falling prey to deceptive practices. In addition, you might be able to refinance at a better rate after you’ve raise your FICO score. Below you will see cars for sale in Richmond, many of which you can finance even with below-average credit. Contact the dealer to learn more about your financing options.

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