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Financing a car with bad credit can be tough, but it’s not a hopeless endeavor. Buy here pay here dealers–a tempting option for Tacoma’s credit-challenged consumers–don’t even do credit checks, and they accept finance payments directly, often on a weekly basis, and even people with terrible credit are eligible. If you would like build up your credit, however, this type of financing isn’t the right choice. These dealers don’t submit payment information to the credit agencies, so your payments won’t result in an improved credit score.

Tacoma Car dealers That Take Bad Credit

You may want to eschew BHPH dealers and work with a bad credit dealership in Tacoma that offers better rates, and just might help you improve your credit score through financing. Payment history is a vital part of the credit scoring matrix, so by making your payments when they’re due month after month, you’ll be raising your credit. Plus, these bad credit dealerships ordinarily have better cars, which could save you a ton of money in repairs. Find a a car or truck you like from the list below, then ask the seller for more details, being sure to point out any credit issues.

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