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  • What is a Good $5000 Car?

    What is a Good $5000 Car?

    Used cars can be a great way to save money. The payments, if you have any, will be low and your insurance costs will stay within reason. The catch is that you have to know […]

  • Craigslist HQ in San Francisco (No Kidding)

    Should You Buy a Car from Craigslist?

    Buying a car from Craigslist can be safe, but you need to be very careful. It requires that you be able to look over the vehicle carefully, just as you need to carefully look over […]

  • Is it a Bad Idea to Buy a Car with 200,000 Miles?

    Is it a Bad Idea to Buy a Car with 200,000 Miles?

    Many personal finance experts advocate spending just 10-20% of your gross annual income on a car. In the United States, in 2012, the average per capita income was $42,693, which would equate to a vehicle […]

  • Is it Smart to Finance a Car?

    There are two schools of thought when it comes to whether it is smart to finance a car. One says that you should live a cash-only life, which is very difficult to do, and the […]

  • Should You Use a HELOC to Buy a Car?

    People have been known to look at the equity in their home as a low cost source of credit for any use. After all, opening a home equity line of credit, HELOC for short, comes […]

  • How to Get a Car Loan as a First-Time Buyer?

    Getting a car loan as a first time buyer can be difficult. After all, lenders use your past history of credit to decide your approval and interest rate. If you’ve never had a car loan […]

  • Can You Finance a Car with High Miles?

    Can You Finance a Car with High Miles?

    Yes, you can finance a car with high mileage.  However, it is not as easy to do as financing a used vehicle with less than 100,000 miles. High Miles = High Risk Lenders are all […]

  • What Does a Down Payment Do When Buying a Car?

    Your down payment does three main things when you are buying a car. The first is lowering your monthly payments. The second is helping you secure any loan that you may need. The third is […]