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  • Should You Finance a Car or Pay Cash?

    Should You Finance a Car or Pay Cash?

    Whether to finance a car or always pay cash is an age-old question. Today, more than 70% of consumers finance their vehicles. They choose to do so because they either a) don’t have the cash […]

  • Should You Finance a Car Through the Dealership?

    You should not finance a car through the dealership if it is at all possible to avoid it. The reason to avoid dealership financing is simple…dealerships are legally allowed to add percentage points to the […]

  • Should You Finance a Car for 72 Months?

    There is only one benefit to financing a car for 72 months…lower monthly payments. On the other hand, there are plenty of reasons not to. First off, you are going to need a solid credit […]

  • Can You Finance a Car without a Cosigner?

    Can You Finance a Car without a Cosigner?

    This question is a little vague, but yes you can finance a car without a co-signer. Let’s look at two  different instances of financing a vehicle without a co-signer. Limited to No Credit History The […]

  • How to Finance a Car as a Student?

    How to Finance a Car as a Student?

    Financing a car as a student can be difficult. Your obstacles may include a lack of credit and a low paying job. It is possible to overcome both, but not necessarily easy. Obstacle 1:  Limited […]

  • Can You Finance a Car for Someone Else?

    Yes, you can finance a car for someone else. While the other person may have agreed to repay the loan if you do so, you are ultimately the one that is responsible for the loan, […]

  • Should You Buy a Car or House First?

    It is my opinion that you should buy a car before you buy a house. I am basing that on a few simple things, all of which come down to money. A person’s credit score […]

  • Where to Buy a Car with Bad Credit?

    Where to Buy a Car with Bad Credit?

    There was a time when the only place to get a car with bad credit was a buy-here-pay-here (BHPH) dealership. Thankfully that has changed and you no longer have to be subjected to the legalized […]

  • How Does Financing a Car Work?

    How Does Financing a Car Work?

    Financing a car is pretty straightforward. If you have good credit, you can go to any dealership you chose, find the car you want, then apply for a loan. This is the most common approach. […]