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There is no need to spend big money on a new car, when it’s possible to get a great used car for thousands less. We’ve got one of the widest assortments of cars in Sioux Falls at four-figure prices. When you’ve found a few cars you’re keen on, just contact the dealerships to let them know you’d like to see them.

Here’s a simple guideline: spend roughly one-fifth of your annual income on a car or truck. For example, let’s say you earn $16,612 annually–the average in Sioux Falls–this would be a car that costs $3,322. Obviously you need to scale this to your own income, but suffice to say, you can often find a solid used car for less than the down payment on a new one.

Financing Your Vehicle

If you want to make payments on your vehicle, you will need to finance it through a loan–leases are typically only available on brand new vehicles, and they are not a very good investment since they build not equity. Most banks and credit unions provide auto loans in amounts starting at $7500, but a service such as Sioux Falls Auto Finance (website) might be able to help you finance a cheaper vehicle if you so desire.

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