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If you’re one of the many Fontana residents searching for a used car or truck, we have a database of vehicles for sale that’s unrivaled in California. Track down a car you like, then alert the dealer and begin the purchasing process. You can purchase the majority of these cars and trucks through either cash or financing, and often you’ll be able to get pre-approved for financing online. Have you determined how much you should commit to a used car? Here’s an oft-mentioned tip among personal finance experts: spend around a third of your annual income on a car. So, if you make $28,646 annually, the average in Fontana, this is only $8,594. This might not seem like much. If you need to spend more, you can increase it to 50% of income–$14,323–but more than this isn’t recommended. For anyone who is financing, a maximum of 10% of your monthly income ought to be put toward your car payment each month. Be wary of prolonging your loan term to afford a nicer vehicle. Financing for 4 years or less is advisable. With an income of $2,387 a month, this would be a maximum payment of $239.

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