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It really is smart to buy a used car, because new cars depreciate by 20-25% in the first year of ownership. We allow you to view dealer stock in your area, updated constantly, so you can search through the database for the right car. Find the car you want, then reach out to the dealer and begin the purchasing process. You can buy most of these vehicles through either cash or financing, and in some cases you can get pre-qualified for financing online.

An annual income of $18,000 is typically required for financing, and you can borrow an amount equal to 6-10 months of income depending on your credit. If a consumer makes get paid $18,066 per year, the average among Madera residents, this would be a car costing $9,036 to $15,060. However, you’re better off spending less on a used car if possible, just 30-35% of your yearly income–$5,420 to $6,323, in this case.

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