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If you’re in the market for a used car in the Hoosier State, our online dealer inventory may be your saving grace. Shop for vehicles that interest you, then schedule test drives with each of the dealers or sellers. You may want to inquire whether financing is offered, in case that’s how you’re hoping to fund your purchase.

Are you wondering how much you should commit to a pre-owned vehicle? Here’s one popular rule of thumb: spend around 30% of your annual salary on a car. Let’s suppose you earn $37,528 per year, the average in Indiana–this would be a car costing $11,258 or less. The maximum percentage you should fork out is 50%, or $18,764 in this case. If you are financing, it’s best if you don’t spend more than 10% of what you make each month on your car payment, while repaying the loan as quickly as possible. With an income of $3,127 per month, this would be a payment of $313, at maximum.

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