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If you’re an Iowa consumer in the market for a used vehicle, you’ve come to just the right place. We have a selection of vehicles for sale that’s unmatched in the state. Track down the car you want, then contact the dealer to get things moving on your purchase. You may want to inquire whether financing is an option, if you’re hoping to finance this purchase.

Used Car Budgeting for Iowa Consumers

Your income is the primary basis for how much you should spend on a car. Here is a solid guideline: spend just 30-35% of your annual income on a car. So, if you earn $35,738 per year, the average in Iowa, this is just $10,721 to $12,508. If possible, don’t spend more than 50%, or $17,869 in this case. For anyone who is financing, no more than 10% of your monthly income ought to be invested in a car payment each month. Don’t be tempted into prolonging your payment term to pay for a pricier vehicle. If you earn $2,978 each month, this is a payment of $298, at most. If you want to learn more about the process of getting a car loan, visit Iowa Auto Finance.

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