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Buying a used car should be fun, not a hassle, and we’re doing our part to keep it that way. We enable you to search many thousands of Texas used car listings to find the car, truck, or SUV that suits your needs, taste, and budget. Once you track down the car you want, contact the dealer to get a dedicated salesperson to guide you through the process. In the majority of cases, financing is available, though a down payment may be necessary.

Percentage of earnings is an easy way to determine how much to dedicate to a used car. Here’s a favorite tip: spend around 30% of your yearly income on a used vehicle. As an example, if you make $44,695 a year, the average in Texas, you should buy a car costing $13,409. This may not sound like a lot. You can go up to 50% of income–$22,348–but commiting more than this isn’t a good idea. If you are planning to finance your vehicle, don’t spend more than 10% of your monthly income on your car payment, while repaying the loan as quickly as possible. If you make $3,725 per month, this equates to a maximum payment of $372.

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